271 North Ave, Ste 115, New Rochelle, NY 10801

914.235.7234

116-50 225 Street, Cambria Heights, NY 11411

718.978.7730

Loan Modification

Loan Modification

"A Loan Modification is when your servicer agrees to issue a new loan by modifying the term, rate, or amount of your existing loan. A modification is a new mortgage. Many homeowners have recently been submitting their modifications themselves. Yet, they are not aware of the detailed underwriting guidelines their servicer may have when it comes to modifications. Unless you have a detailed understanding of how mortgages work in regards to debt to income ratios, disposable income, acceptable household income, and contributions then you may be submitting a modification that will be denied from the time you press send on the fax. Our office has an incredible success rate when it comes to loan modifications. We can let you know within minutes if you will qualify for a loan modification. And if you do not, then we will let you know what steps you could take in order to qualify. We can help even if you have a modification currently in process."

New Rochelle Office

271 North Ave, Ste 115, New Rochelle, NY 10801

by phone: 914.235.7234

by e-mail: heath[at]hgnylawcom

or Click Here to Contact us

Queens Office

116-50 225 Street, Cambria Heights, NY 11411

by phone: 718.978.7730

by e-mail: heath[at]hgnylawcom

or Click Here to Contact us

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